"Expanding The Possibilities!"

While serving the needs of rapidly growing markets with the

Home Possible Program!

Ideal for Buyers Who:

• Are first-time homebuyers.
• Support their communities (school district employees, healthcare providers, police and fire department employees, etc.)
• Are move-up borrowers, retirees, families in "Underserved Areas".
• New immigrants
• Need credit flexibility (Non-traditional credit allowed).
• Have blemished credit or low credit scores.
• Lack cash for down payment or closing costs.
• Need 100% financing.
• Have low or moderate income.
• Have boarder income from non-family members.
• Receive income from government benefits.
• Need more flexible lending guidelines.

FEATURES:

• Fixed-Rate Mortgages (15, 20, 30 and 40-year)
• Adjustable-Rate Mortgages (5/1 (2/2/5), 7/1, and 10/1 CMT and LIBOR-indexed ARMs)
• No minimum down payment or homeownership education requirement for 1-unit Primary Residences
• Lower initial monthly payments with a temporary subsidy buydown plan
• No cash-out refinancing
• Closing costs paid by
  • Qualified Second lien
  • Grant from a local housing finance agency, nonprofit or employer
  • Gift from a related person
  • 3% property seller contribution

Contact us to learn more about the Home Possible Program and see how we can use this program to help you buy a home or refinance your exiting mortgage today!