Equity Manager - Alex Rosales

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"Without a clear purpose, you have no foudation on which you base decisions, allocate your time and use your resources.  You will tend to make choises based on circumstances, pressure and the mood at the moment.  People who don't know their purpose try and do too much, and that causes stress, fatigue and conflict!   - Rick Warren "The Purpose Driven Life:  What on Earth Am I Here For?"

 "Money Watch:  Added: January 14, 08"

About This Video:  Alexis Christoforous report on more bad news for Wall Street as the nation's banks announce earnings reports; the Detroit Auto Show kicks into high gear; and Apple unveils its newest products. (CBSNews.com)

 "Money Watch:  Added: January 11, 08"

About This Video:  Alexis Christoforous reports on the Fed's interest rate cut hint; and American Express is seeing more delinquencies from card-holders. (CBSNews.com)
  

 

Get the best mortgage loan for you!"When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you."

 

 

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

 
NEW! Homes In Rancho Cucamonga with Zero Down ... Click Here

 Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anybody else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

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"Fed Cuts Rates! Added:   Dec. 13, 07"

About This Video:  Four weeks ago Wall Street expected no rate cut. Three weeks ago Wall Street thought maybe 1/4 point.  Two weeks ago Wall Street thought 1/2 point would be more likely.

After last Friday's Unemployment Numbers were released showing 94,000 more jobs created (higher than the anticipated number) and the unemployment rate remained steady at 4.7% all these "smart" economists are predicting :
Maybe a rate cut but if there is one only a 1/4% drop. (do these experts actually get a paycheck for these predictions?) This time they got lucky, or got it right, as the Fed in fact cut rates by a quarter point. But why do rates go up after each rate cut? You can look it up. Previous Fed cuts started a temporary euphoria in the stock and credit markets, but soon they sobered up and rates started going up again, erasing any gains they'd previously earned.
 
 

"Money Watch Added: Dec. 06, 07"

 About This Video: President Bush's subprime mortgage plan was met with a positive response from Wall Street, reports Alexis Christoforous. (CBSNews.com)

 

 






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Team Rosales and 21st Century Financial 8608 Utica Ave. Suite 220 Rancho Cucamonga, CA 91730
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